Checkmate Website Terms & Conditions

Last updated: 20 October 2026

This website Checkmate.tech is operated by:

Checkmate Technology Limited (NZBN: 9429046324467), a company incorporated in New Zealand;
Checkmate Technology Pty Ltd (ABN: 87 634 712 986), a company incorporated in New South Wales in Australia; and
Checkmate Inc., a corporation incorporated in Delaware in the United States.

In these Terms, Checkmate, we, us and our means the applicable Checkmate entity referred to above.

These website terms and conditions, together with our Privacy Policy, Deletion and Retention Policy and Cookies Policy (together, the Terms) apply to all users of the website Checkmate.tech and other websites or social media sites operated by us from time to time (together the Website) and any materials contained on the Website or any services made available via the Website (including reports, data, logos, designs, information, tools, recommendations, statements or opinions (the Website Materials).

By accessing or using the Website or any Website Materials, you agree to be bound by these Terms, which form a binding agreement between you and:

Checkmate Technology Limited, if you are located (or incorporated, as applicable) in New Zealand or the United Kingdom;
Checkmate Technology Pty Ltd, if you are located (or incorporated, as applicable) in Australia; or
Checkmate Inc, if you are located (or incorporated, as applicable) in the United States.

You confirm that you have the authority to act on behalf of any entity for whom you are accessing the Website and Website Materials. If you don’t agree to these Terms, you must refrain from using the Website and/or any Website Materials.

We may change our Terms at any time by updating this page of the Website. If you continue to use the Website following such an update, you are agreeing to be bound by the Terms as amended.

We reserve the right to change any information or functionality on the Website by updating the Website at any time without notice. We do not guarantee that the Website, or any Website Materials, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of the Website for business and operational reasons, including any Website Materials.

If you have any questions, feedback, complaints or any written notice is required in accordance with these Terms, please contact us at team@checkmate.tech.

Service Terms

If you subscribe to, purchase, or use any services made available through the Website (Services), additional service-specific terms may apply, including, as applicable, the Checkmate service terms, at https://www.checkmate.tech/utility/service-terms and/or order forms, statements of work, or other agreements entered into between you and Checkmate (Service Terms).

Where Service Terms apply, they apply to your use of our Services, and these Terms will still continue to apply your use of the Website and Website Materials. However, where any inconsistency applies between your Service Terms and these Terms, the applicable Service Terms will prevail in relation to the relevant Services.

Website use

The Website and Website Materials must only be used for lawful purposes. You must not:

(a) use, or attempt to use, the Website or Website Materials in any way that breaches any applicable law or regulation;
(b) use, or attempt to use, the Website or Website Materials in a manner that is fraudulent or facilitates unlawful or fraudulent activity;
(c) to send, knowingly receive, upload, download, use or re-use any material which does not comply with the Terms;
(d) copy, mirror, duplicate, reproduce, re-use, translate, adapt, vary, modify, publicly display, publicly perform, broadcast, sell, license, decipher, decompile, disassemble, reverse engineer or create derivative works from any part of the Website or Website Materials, except as permitted by law or with our prior written consent or the prior written consent of the relevant rights holder;
(e) use a false email address, impersonate another person, or otherwise mislead or attempt to mislead us or any other person;
(f) transmit, or procure the sending of, any unsolicited or unauthorised advertising, promotional material or other similar solicitation;
(g) stalk, harass, threaten or harm any other user of the Website;
(h) use the Website in any manner that interferes with, disrupts or creates an undue burden on the Website or on any server or network used to host or support it;
(i) use any robot, spider, scraper, crawler, data mining tool or other automated means to access, monitor, copy or extract any part of the Website or Website Materials, except to the extent expressly permitted by us in writing;
(j) act in any way that may diminish or adversely affect our reputation or the reputation of any of our licensors, customers or partners;
(k) attempt to breach the security of the Website or interfere with its normal operation, including by gaining unauthorised access to accounts, systems or data, scanning or testing for vulnerabilities, introducing malicious code, overloading or flooding the Website, altering code or content, framing or embedding the Website on another website, or participating in any denial-of-service attack; or
(l) assist, encourage or permit any third party to do any of the above.

The Website and Website Materials are provided for general information purposes only and do not take into account your specific circumstances. Any reliance you place on the Website or Website Materials is entirely at your own risk.

User Content

The Website and Services accessed via the Website may include information and materials uploaded by other users of the Website or Services, or otherwise exchanged between users via the Website or through the Services (User Content).

We do not verify or approve User Content and, to the maximum extent permitted by law, we are not responsible for any User Content. The views expressed by other users do not represent our views or values.

We may, but are not obliged to, monitor, review, edit, remove or refuse to display any User Content.

If you wish to complain about any User Content, please contact us at team@checkmate.tech. We reserve the right to edit, remove, or decline to display any User Content.

To the maximum extent permitted by law, we give no warranty or guarantee as to the accuracy, quality, legality, integrity or reliability of any User Content or the identity of any person associated with that User Content.

Uploading User Content

When you add User Content to the Website or make use of a feature that allows you to make contact with any other user of the Website, you must ensure that such User Content:

(a) is accurate, where it states facts;
(b) is genuinely held, where it states opinions;
(c) complies with all applicable laws;
(d) is not defamatory, misleading, threatening, abusive, obscene, offensive, hateful or inflammatory; and
(e) does not promote violence or unlawful activity, promote unlawful discrimination, infringe any intellectual property right or other right of any person, breach any legal duty owed to a third party, or falsely suggest that it originates from another person or entity.

We will determine, acting reasonably and in our sole discretion, whether any User Content breaches the Terms.

If you upload or otherwise make User Content available to us or through the Website or any Services, you grant us a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, adapt, publish, display, distribute and otherwise use that User Content to operate, provide, improve, secure, support and promote the Website and relevant Services.

You consent to any act or omission by us, or by persons authorised by us, in relation to that User Content that would otherwise infringe your moral rights, to the extent permitted by law. If any third party has moral rights in the User Content, you must obtain that third party's consent on the same basis, to the extent permitted by law.

You warrant that:

(a) your User Content complies with these Terms;
(b) you have all necessary rights, permissions and authority to upload or otherwise make the User Content available and to grant the rights set out in this section; and
(c) where the User Content includes personal information of another person, you have all necessary consents or other lawful basis to provide that personal information and permit its use in accordance with these Terms.

Intellectual property

The Website and Website Materials contain intellectual property rights that are either owned or licensed to us, including trademarks, trade names, software, copyright, proprietary information, graphics, design and appearance of the Website, and other intellectual property rights.

The trademarks, service marks, designs, and logos displayed on the Website are the registered and unregistered trademarks of us and our licensors.

Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable right to access and use the Website and Website Materials for their intended purpose.

Except as expressly stated in these Terms, no right, title or interest in the Website or any Website Materials is transferred to you. All rights not expressly granted are reserved.

Feedback

If you send us any comment, feedback, submission, creative idea, suggestion, proposal, plan, or other material, by any means (Comment) relating to the Website, Website Materials or Services, you agree that we may use, copy, modify, publish and otherwise exploit that Comment for any purpose, without restriction and without any obligation to compensate you.

We are under no obligation to keep any Comment confidential, unless we expressly agree otherwise in writing or are required to do so by law.

Personal information

Your personal information is processed by us in accordance with these Terms. You must comply with all applicable privacy laws in connection with your supply of any personal information to us via the Website or through the Services.

You must comply with all applicable privacy and data protection laws in connection with any personal information that you provide to us, or collect, use, disclose or otherwise access, use or disclose via the Website or any Services.

Prohibited use by AI Models

You may not use, reproduce, copy, access, scrape, or otherwise utilise any Website Materials for the purpose of developing, training, fine-tuning or enhancing any machine learning or artificial intelligence models or systems, including but not limited to large language models, generative AI systems, or similar technologies, without our prior written consent.

This prohibition includes, without limitation:

(a) automated or bulk access or scraping of content using bots, crawlers, or similar technologies;
(b) use of Website Materials as training data or reference material for AI systems; and/or
(c) storing, aggregating, or redistributing Website Materials for AI-related purposes.

Any unauthorised use of Website Materials in breach of this clause may result in suspension of access, legal action, and claims for injunctive relief, damages or any other remedies available at law.

Third party links and websites

The Website may contain links to third-party websites, offers, events or activities that are not operated or controlled by us. We are not responsible for any third-party content, websites, products or services.

You may link to the Website in a fair and lawful way that does not damage our reputation or suggest any association, approval or endorsement where none exists.

You must not frame the Website or link to it from any website that is not owned or controlled by you, or from any website that is unlawful, misleading, offensive or otherwise inconsistent with these Terms or applicable law.

Linking to the Website

You may link to the home page on the Website, but not any other part of the Website without our express written permission, provided that:

(a) the website in which you are linking complies in all respects with the Terms and applicable laws;
(b) you do so in a way that is fair, lawful, and does not damage our reputation or take unfair advantage of it;
(c) you do not establish a link in such a way as to suggest any form of association, approval, endorsement, or affiliation on our part where none exists; and
(d) you only establish a link to the Website from a website owned or controlled by you.

We reserve the right to withdraw linking permission at any time without notice.

Exclusion of warranties

Subject to any non-excludable rights under applicable law, the Website and Website Materials are provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, we do not make any representation, warranty or guarantee that:

(a) the Website or Website Materials will be free from errors, defects, malware or interruptions;
(b) the Website or Website Materials will always be available, accessible or fit for any particular purpose;
(c) messages sent through the Website or any Services will be delivered promptly, securely or at all;
(d) any information provided or made available through the Website or any Services, including User Content, will be accurate, complete, current, secure or confidential; or
(e) any defects or errors will be corrected.

To the maximum extent permitted by law, we are not responsible for any errors or omissions in the Website Materials, including any User Content or materials supplied by third parties.

Limitation of liability

Subject to any non-excludable rights under applicable law, your access to and use of the Website and Website Materials is at your own risk. Under no circumstances shall we be liable to you on account of your reliance on the Website or the Website Materials (including any investment decisions made in reliance on the Website or the Website Materials).

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, exemplary, punitive or consequential loss, or any loss of profits, revenue, business, opportunity, goodwill or data, arising from or in connection with your access to, use of, inability to access or use, or reliance on, the Website or any Website Materials.

If applicable law permits us to limit our liability for direct loss arising from your use of the Website or Website Materials, our aggregate liability to you in connection with these Terms, the Website and the Website Materials is limited to the amounts recovered by us under our insurance policies in respect of such claims, unless a different limitation applies under any applicable Service Terms.

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including any liability for fraud or any other liability that applicable law does not permit to be excluded.

You indemnify us, our affiliates, licensors and partners against any loss, liability, cost or claim reasonably incurred by any of them arising out of your breach of these Terms or your unauthorised or unlawful use of the Website or any Website Materials, except to the extent caused by our fraud or negligence.

Breaches of the Terms

If you breach the Terms, we may take such action as we deem appropriate. Such action may include (without limitation):

(a) issuing you with a warning;
(b) withdrawing your right to use the Website and/or of any User Content uploaded by you;
(c) issuing legal proceedings against you, including for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach; or
(d) disclosing your information to law enforcement authorities as we reasonably consider necessary or as required by law.

General

The Terms are governed by and will be interpreted in accordance with the laws of:

(a) if you are located (or incorporated, as applicable) in New Zealand or the United Kingdom, the laws of New Zealand;
(b) if you are located (or incorporated, as applicable) in Australia, the laws of New South Wales, Australia; or
(c) if you are located (or incorporated, as applicable) in the United States, the laws of Delaware, United States of America.

The courts of the applicable jurisdiction identified above have non-exclusive jurisdiction in relation to any dispute arising out of or in connection with these Terms, the Website or the Website Materials, unless the applicable Service Terms provide otherwise.

We do not represent that the Website or Website Materials are appropriate for use in every jurisdiction. If you access the Website from outside the jurisdiction in which the relevant Checkmate entity is established, you do so at your own risk and are responsible for compliance with applicable local laws.

Any delay, neglect, or forbearance on our part to enforce any term or condition of the Terms against you shall not be deemed to be a waiver or in any way prejudice our rights under these Terms.

If any provision of the Terms is determined to be illegal, invalid or otherwise unenforceable, then to the extent, it shall be severed and deleted from these Terms and the remaining terms shall survive and continue to be binding and enforceable.

These Terms constitute the entire agreement between you and us in relation to your access to and use of the Website and Website Materials, and supersede all prior discussions, representations and agreements on that subject matter, but do not override any applicable Service Terms.