Global
Credit History Check
Multi-industry
What the check is?
Provides insight into a candidate’s financial history, including defaults, judgements, bankruptcies and credit enquiries.
What the value is?
Helps assess financial responsibility for roles with access to money or assets.
What does it check?
Credit bureau records for defaults, bankruptcies, judgements and repayment history.
Why do you do it?
Flags red flags in roles where trust and financial responsibility are critical. Safeguards against fraud, misconduct or vulnerability to bribery.
How often does it need to be checked?
Pre-employment; annual or biennial checks may be appropriate for ongoing probity.
Is this industry specific? If yes, what industries?
Financial services; banking; insurance; government and regulators; payroll; procurement.
Risk of not doing it?
You may place someone with undisclosed financial issues in sensitive roles, increasing risk.
